Preferred Rates Exclusively for Canadian Members

We provide travel health insurance coverage for our fellow Canadians through our exclusive partners in Canada and the U.S. who have over 20 years of experience and offer insurance products from every major insurance company. They shop the entire insurance market to find you the best rates and coverage tailored to your unique needs including coverage for COVID-19 and related illnesses.

Travel Health
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COVID-19
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Pre-Existing
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Top-Ups &
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Trip
Cancellation

Baggage
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Travel Insurance for Canadians with COVID-19 Coverage

The COVID-19 (coronavirus) pandemic has shaken the world and severely disrupted travel.
Everyone has one question: “Will my travel insurance cover COVID-19?”

There are many travel insurance plans available for Canadians but most of them have exclusions related to global travel warnings and pandemics. Therefore, those plans won’t cover any medical expenses related to COVID-19 treatment or testing. However, we have many plans available today that will cover Coronavirus testing or treatment just like any other new medical condition that occurs after the effective date of the policy.

Travel Insurance Questions and Answers

Finding the best travel health insurance for you and your family can be complicated and confusing, that’s why we have put together this list of frequently asked questions. If we do not answer your question here, our expert team is available below to answer any questions you might have.

Yes! Unlike other products on the market, there are no exclusions related to travel advisories, CDC Warnings, U.S. Department of State Warnings, or any specific exclusions related to COVID-19. Therefore, COVID-19 is covered just like any other new medical condition that occurs after the effective date of the policy. Please note that if you already have symptoms, or if you are already infected and still in the incubation period, or even asymptomatic initially, if you contracted COVID-19 before the effective date of the policy, it will NOT be covered. If you still have doubts, please contact us and we will be able to provide you further information.

Testing is covered only if it is a new sickness after the effective date of the policy, it is medically necessary, and physician prescribes it. Voluntary testing is not covered.

Yes. You can do that even if you are already in the U.S. Additionally, the next time you are planning to visit the U.S., consider purchasing it again from us as most of the travel medical insurance plans we have available are extendable.

Travel insurance is short-term medical insurance that would generally cover any medical conditions, injuries or accidents, that may occur after the effective date of the policy. It is primarily designed to cover unexpected and primarily new medical conditions that may usually occur to a person who is traveling abroad. In some plans, it may cover acute onset of pre-existing conditions that occur after the effective date of the policy up to some amount for the persons up to some age. However, it does not cover pre-existing conditions, maternity, preventive checkups, routine visits related to pre-existing conditions, cosmetic surgery, elective surgery, birth control, immunization, dental, vision and so on.

Trip Cancellation is designed to provide you coverage in the event that you have to cancel your trip for a valid reason prior to your departure. The plan will reimburse you your pre-paid non-refundable portion of your trip cost. Trip Interruption is designed to provide you coverage in the event that you need to return home from your trip early due to covered reasons such as a house fire or the death of a close relative. The plan will help you pay for the additional expenses to make arrangements to return home early.

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