Coronavirus has infected millions of people worldwide and hundreds of thousands of people have died. With international travel almost non-existent, it seems like the world has come to a halt. Canadians are very concerned about their options to travel not only today but in the fall when millions typically head south for the winter. Canada to USA has formed partnerships with many insurance companies to help serve Canadians needs and remove the risk of traveling abroad.
When the pandemic outbreak spread across Canada and the United States in March, many insurance companies even cancelled policies immediately or issued a 10 day notice that their insurance would be ending. This unprecedented action left many Canadians stranded out of Canada with few options. Hundreds of thousands of Canadians were spending their winter in the southern US in states like Florida and Arizona. They were forced to risk themselves traveling amongst the masses or stay put and go without medical coverage. A position millions of Canadians were forced into and will not forget when they purchase insurance in the future.
Canadian insurance companies have said they will not provide insurance coverage for COVID-19 or related illnesses while the travel advisory is in effect. Insurance companies are still re-evaluating their travel insurance products for the future. Many have stated that they will not provide coverage until the travel advisory is lifted, others will cover all illnesses not related to COVID-19. With thousands of Canadians still traveling out of country for essential needs, business, or visiting family, it has left few options for them to travel without risk. Most insurance policies have clauses that eliminate coverage by stating the following: